/* Doc Wealth newsletter — component styles (from Q3 2026 issue) */
  /* =========================================================
     Newsletter, Doc Wealth Q2 2026
     ========================================================= */
  *,*::before,*::after { box-sizing: border-box; }
  html, body { margin:0; padding:0; }
  /* Warm paper tone: same hue family as the Starship accent, pulled way down
     in chroma so it reads as cream stock rather than yellow. */
  :root {
    --dw-cream:       #FAF6E9;
    --dw-cream-deep:  #F2ECD9;
    /* Aliases the extracted issue-page CSS expects, mapped to DS tokens */
    --dw-text:        var(--dw-navy-900);
    --dw-text-soft:   var(--dw-ink-700);
    --dw-text-muted:  var(--color-fg-muted);
    --dw-yellow-ink:  var(--dw-navy-900);
    --dw-yellow-deep: #8F6410;
  }
  body {
    background: var(--dw-cream);
    color: var(--color-fg);
    font-family: var(--font-sans);
    -webkit-font-smoothing: antialiased;
  }
  img { max-width: 100%; display: block; }

  /* ---- Page wrapper (responsive) ---- */
  .page {
    max-width: 880px;
    margin: 0 auto;
    background: var(--dw-white);
    box-shadow: 0 18px 60px -20px rgba(24,37,68,.25);
  }

  /* ---- Top nav band (matches the docwealth.com site nav) ---- */
  .util {
    background: var(--dw-blue-050);
    padding: 0 89px;
    height: 89px;
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    align-items: center;
    gap: 28px;
    box-shadow: 0 14px 19.1px rgba(0,0,0,0.18);
    position: sticky;
    top: 0;
    /* above the issue-page progress rail, so the year menu is not clipped */
    z-index: 40;
  }
  .util-mark {
    display: flex;
    align-items: center;
    text-decoration: none;
  }
  .util-mark .util-brand {
    height: 42px;
    width: auto;
    display: block;
  }
  .util-mark .util-wordmark {
    font-family: var(--font-display);
    font-size: 18px;
    font-weight: 700;
    letter-spacing: .14em;
    text-transform: uppercase;
    line-height: 1;
  }
  .util-mark .util-wordmark .doc { color: var(--dw-yellow-warm); }
  .util-mark .util-wordmark .wealth { color: var(--dw-blue-600); margin-left: 6px; }
  .util-meta {
    justify-self: end;
    color: var(--dw-blue-600);
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
  }

  /* =========================================================
     MASTHEAD
     ========================================================= */
  .masthead {
    position: relative;
    background: var(--dw-white);
    color: var(--dw-navy-900);
    padding: 56px 64px 64px;
    overflow: hidden;
  }
  .masthead::before {
    content: "";
    position: absolute; inset: 0;
    background: radial-gradient(900px 480px at -10% 112%, rgba(62,94,171,.06), transparent 62%);
    pointer-events: none;
  }
  .masthead-inner { position: relative; }
  .masthead-row {
    display: flex;
    align-items: center;
    justify-content: flex-end;
    gap: 16px;
    padding-bottom: 28px;
    border-bottom: 1px solid rgba(24,37,68,.16);
  }
  .masthead-issue {
    font-family: var(--font-display);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: var(--dw-yellow);
  }
  .masthead-date {
    font-family: var(--font-display);
    font-size: 12px;
    font-weight: 600;
    letter-spacing: .14em;
    text-transform: uppercase;
    color: var(--dw-blue-600);
  }
  /* Nameplate: one weight, one color, a classical double rule beneath.
     No accent color, no highlight — the type does the work. */
  .masthead-title {
    position: relative;
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: clamp(26px, 4.55vw, 52px);
    line-height: 1.1;
    letter-spacing: -.024em;
    color: var(--dw-navy-900);
    margin: 0 0 34px;
    padding-bottom: 26px;
    border-bottom: 1px solid var(--dw-navy-900);
    white-space: nowrap;
  }
  .masthead-title::after {
    content: "";
    position: absolute;
    left: 0; right: 0; bottom: -5px;
    height: 3px;
    background: var(--dw-navy-900);
  }
  .masthead-title .accent { color: inherit; }
  .masthead-sub {
    font-family: var(--font-ui);
    font-style: normal;
    font-weight: 400;
    font-size: clamp(16px, 1.6vw, 18px);
    line-height: 1.6;
    color: var(--dw-ink-700);
    max-width: 62ch;
    margin: 0;
  }
  .masthead-foot {
    margin-top: 36px;
    display: flex;
    flex-wrap: wrap;
    gap: 32px;
    align-items: baseline;
    justify-content: space-between;
  }
  .mast-stat {
    display: flex;
    flex-direction: column;
    gap: 4px;
  }
  .mast-stat-num {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 28px;
    color: var(--dw-navy-900);
    line-height: 1;
  }
  .mast-stat-lbl {
    font-family: var(--font-display);
    font-size: 10px;
    font-weight: 700;
    letter-spacing: .16em;
    text-transform: uppercase;
    color: var(--dw-blue-600);
  }

  /* =========================================================
     CONTENTS
     ========================================================= */
  .contents {
    padding: 40px 64px 8px;
    background: var(--dw-white);
  }
  .contents-label {
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: var(--dw-blue-600);
    margin: 0 0 20px;
  }
  .contents-list {
    margin: 0;
    padding: 0;
    list-style: none;
    column-count: 2;
    column-gap: 56px;
    border-top: 1px solid var(--dw-rule);
  }
  .contents-list li {
    display: flex;
    align-items: baseline;
    gap: 16px;
    padding: 16px 0;
    border-bottom: 1px solid var(--dw-rule);
    break-inside: avoid;
  }
  .contents-list li:nth-child(odd) { padding-right: 0; }
  .contents-list li:nth-child(even) { padding-left: 0; border-left: none; }
  .toc-num {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 14px;
    color: var(--dw-yellow-warm);
    flex: 0 0 auto;
    width: 28px;
  }
  .toc-title {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 16px;
    color: var(--dw-navy-900);
    text-decoration: none;
    line-height: 1.35;
  }
  .toc-title:hover { color: var(--dw-blue-600); }

  /* =========================================================
     ARTICLE LAYOUT
     ========================================================= */
  .article {
    padding: 16px 64px 8px;
  }
  .article + .article { padding-top: 8px; }
  .article-section {
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: var(--dw-blue-600);
    display: inline-flex;
    align-items: center;
    gap: 10px;
    margin: -16px 0 14px;
  }
  .article-section::before {
    content: "";
    width: 28px; height: 2px; background: var(--dw-yellow);
    display: inline-block;
  }
  .article-title {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: clamp(32px, 4vw, 44px);
    line-height: 1.1;
    color: var(--dw-navy-900);
    margin: 0 0 20px;
    letter-spacing: -.005em;
    text-wrap: balance;
  }
  .article-deck {
    font-family: var(--font-ui);
    font-style: normal;
    font-weight: 400;
    font-size: 19px;
    line-height: 1.5;
    color: var(--dw-ink-700);
    max-width: 680px;
    margin: 0 0 28px;
  }
  .article p {
    font-family: var(--font-sans);
    font-size: 16px;
    line-height: 1.7;
    color: var(--dw-ink-700);
    margin: 0 0 16px;
  }
  .article p.lead::first-letter {
    font-family: var(--font-serif);
    font-weight: inherit;
    font-size: inherit;
    line-height: inherit;
    color: inherit;
    float: none;
    padding: 0;
  }
  .article h3 {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 22px;
    line-height: 1.3;
    color: var(--dw-navy-900);
    margin: 32px 0 12px;
  }

  /* ---- Section divider ---- */
  .divider {
    margin: 64px 64px;
    height: 1px;
    background: var(--dw-rule);
    position: relative;
  }
  .divider::after {
    content: "";
    position: absolute;
    left: 50%; top: -4px;
    transform: translateX(-50%);
    width: 9px; height: 9px;
    background: var(--dw-yellow);
    border-radius: 999px;
  }

  /* =========================================================
     PROCESS, 4 STEP COLUMNS (card + caption together)
     ========================================================= */
  .process {
    margin-top: 28px;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
  }
  .step-col { display: flex; flex-direction: column; }
  .step {
    border-radius: var(--radius-md) var(--radius-md) 0 0;
    padding: 22px 22px 22px;
    color: var(--dw-white);
    position: relative;
    overflow: hidden;
    min-height: 0;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
  }
  .step-logo {
    height: 22px;
    width: auto;
    margin: 4px 0 14px;
  }
  .step-1 .step-logo,
  .step-2 .step-logo,
  .step-3 .step-logo { filter: brightness(0) invert(1); }
  .step-1 { background: var(--dw-navy-900); }
  .step-2 { background: var(--dw-blue-500); }
  .step-3 { background: var(--dw-blue-300); }
  .step-4 {
    background: var(--dw-blue-100);
    color: var(--dw-navy-900);
  }
  .step-eyebrow {
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 600;
    letter-spacing: .32em;
    text-transform: uppercase;
    color: rgba(255,255,255,.78);
    margin: 0;
  }
  .step-4 .step-eyebrow { color: var(--dw-blue-600); }
  .step-num {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 96px;
    line-height: .9;
    letter-spacing: -.02em;
    margin: 6px 0 10px;
  }
  .step-rule {
    width: 36px; height: 3px;
    background: var(--dw-yellow);
    margin: 12px 0 0;
  }
  .step-4 .step-rule { background: var(--dw-blue-500); }
  .step-title {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 20px;
    margin: 0;
    line-height: 1.2;
    color: inherit;
    min-height: calc(20px * 1.2 * 2);
    display: flex;
    align-items: flex-start;
    justify-content: center;
  }
  .step-1 .step-title,
  .step-2 .step-title,
  .step-3 .step-title { color: var(--dw-white); }
  .step-4 .step-title { color: var(--dw-navy-900); }
  .step.step-img { padding: 0; background: transparent; border-radius: var(--radius-md) var(--radius-md) 0 0; overflow: hidden; aspect-ratio: 1 / 1; display: block; }
  .step-poster { display: block; width: 100%; height: 100%; object-fit: cover; }
  .step-body { display: none; }
  .step-caption {
    background: var(--dw-white);
    border: 1px solid var(--dw-navy-900);
    border-top: none;
    border-radius: 0 0 var(--radius-md) var(--radius-md);
    padding: 18px 20px 20px;
    flex: 1;
    font-family: var(--font-sans);
    font-size: 13.5px;
    line-height: 1.55;
    color: var(--dw-ink-700);
    position: relative;
  }
  .step-caption::before {
    content: "";
    position: absolute;
    top: 0; left: 50%;
    transform: translate(-50%, -50%);
    width: 10px; height: 10px;
    border-radius: 999px;
    background: var(--dw-yellow);
    border: 2px solid var(--dw-white);
  }
  .step-caption-head {
    color: var(--dw-navy-900);
    display: block;
    margin: 4px 0 8px;
    font-family: var(--font-serif);
    font-size: 15px;
    font-weight: 700;
    min-height: 2.6em;
    line-height: 1.3;
  }

  /* =========================================================
     EXTENSIONS, REASONS GRID
     ========================================================= */
  .reasons {
    margin-top: 24px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
    border-top: none;
  }
  .reason {
    background: var(--dw-white);
    border: 1px solid var(--dw-blue-200);
    border-left: 4px solid var(--dw-yellow);
    border-radius: 14px;
    padding: 24px 26px;
    box-shadow: 0 8px 18px -12px rgba(24,37,68,.18);
    transition: transform var(--dur-med) var(--ease-standard),
                box-shadow var(--dur-med) var(--ease-standard),
                border-color var(--dur-med) var(--ease-standard);
  }
  .reason:hover {
    transform: translateY(-2px);
    box-shadow: 0 14px 28px -14px rgba(24,37,68,.22);
    border-color: var(--dw-blue-600);
    border-left-color: var(--dw-yellow);
  }
  .reason:nth-child(even) {
    padding: 24px 26px;
    border-left: 4px solid var(--dw-yellow);
  }
  .reason-num {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 13px;
    color: var(--dw-yellow-warm);
    letter-spacing: .04em;
    margin-bottom: 8px;
  }
  .reason h4 {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 19px;
    color: var(--dw-navy-900);
    margin: 0 0 8px;
    line-height: 1.25;
  }
  .reason p {
    font-size: 14.5px;
    line-height: 1.6;
    margin: 0;
    color: var(--dw-ink-700);
  }

  .pull {
    margin: 40px 0 8px;
    padding: 36px 40px;
    background: linear-gradient(135deg, var(--dw-navy-900) 0%, var(--dw-navy-700) 100%);
    border-radius: 16px;
    color: var(--dw-white);
    position: relative;
    overflow: hidden;
    box-shadow: 0 14px 32px -16px rgba(24,37,68,.45);
  }
  .pull::before {
    content: "";
    position: absolute;
    top: -8px;
    left: 22px;
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 120px;
    line-height: 1;
    color: var(--dw-yellow);
  }
  .pull::after {
    content: "";
    position: absolute;
    right: -40px; top: -40px;
    width: 220px; height: 220px;
    border-radius: 999px;
    background: radial-gradient(circle, rgba(247,232,71,.16), transparent 65%);
    pointer-events: none;
  }
  .pull p {
    margin: 0;
    font-family: var(--font-serif);
    font-style: normal;
    font-weight: 500;
    font-size: 20px;
    line-height: 1.45;
    color: var(--dw-white);
    text-wrap: pretty;
    position: relative;
  }
  .pull p strong { color: var(--dw-yellow); font-weight: 700; }

  /* Editorial commitment card, alt to .pull */
  .commit {
    margin: 40px 0 8px;
    padding: 28px 32px;
    background: var(--dw-cream, #FAF7F0);
    border: 1px solid var(--dw-rule);
    border-left: 6px solid var(--dw-yellow);
    border-radius: 14px;
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 24px;
    align-items: start;
  }
  .commit-label {
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 600;
    letter-spacing: .32em;
    text-transform: uppercase;
    color: var(--dw-blue-600);
    white-space: nowrap;
    padding-top: 4px;
  }
  .commit p {
    margin: 0;
    font-family: var(--font-serif);
    font-weight: 500;
    font-size: 19px;
    line-height: 1.5;
    color: var(--dw-navy-900);
    text-wrap: pretty;
  }
  .commit p strong { color: var(--dw-blue-600); font-weight: 700; }
  @media (max-width: 640px) {
    .commit { grid-template-columns: 1fr; gap: 10px; }
  }

  /* Post-filing two-column layout (Section 01) */
  .post-filing {
    margin-top: 32px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0;
  }
  .pf-col {
    padding: 36px 40px 16px;
    background: var(--dw-cream);
    border-top: 6px solid var(--dw-navy-900);
  }
  .pf-col + .pf-col {
    background: #fff;
    border-top-color: var(--dw-blue-600);
    border-left: 1px solid var(--dw-rule);
    margin-left: -1px;
    border-left: 1px solid var(--dw-rule);
  }
  .pf-mark {
    display: flex;
    align-items: baseline;
    gap: 16px;
    margin-bottom: 22px;
    padding-bottom: 18px;
    border-bottom: 1px solid var(--dw-rule);
  }
  .pf-mark { display: block; }
  .pf-tag {
    display: inline-block;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 11px;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: var(--dw-navy-900);
    background: var(--dw-yellow);
    padding: 6px 12px 5px;
    border-radius: 999px;
    margin-bottom: 14px;
  }
  .pf-col + .pf-col .pf-tag { background: var(--dw-blue-600); color: #fff; }
  .pf-headline {
    font-family: var(--font-display);
    font-weight: 800;
    font-size: 30px;
    line-height: 1.05;
    letter-spacing: -.02em;
    color: var(--dw-navy-900);
    margin: 0 0 8px;
  }
  .pf-deck {
    font-family: var(--font-serif);
    font-style: italic;
    font-size: 15px;
    line-height: 1.5;
    color: var(--dw-text-soft, #56627a);
    margin: 0 !important;
  }
  .pf-head {
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 18px;
    letter-spacing: -.005em;
    color: var(--dw-navy-900);
    margin: 24px 0 8px;
  }
  .pf-col p, .pf-col .pf-lead {
    font-family: var(--font-serif);
    font-size: 16px;
    line-height: 1.7;
    color: var(--dw-text);
    margin: 0 0 12px;
  }
  .pf-lead { font-size: 17px; }
  .pf-list {
    margin: 8px 0 12px;
    padding-left: 18px;
    font-family: var(--font-serif);
    font-size: 16px;
    line-height: 1.65;
    color: var(--dw-text);
  }
  .pf-list li { margin: 6px 0; }

  /* Callout box (Section 02 deadline) — editorial date ticket */
  .callout {
    margin: 36px 0 12px;
    background: var(--dw-cream, #FAF7F0);
    border: 1px solid var(--dw-rule);
    border-radius: 4px;
    overflow: hidden;
    display: grid;
    grid-template-columns: 200px 1fr;
    box-shadow: 0 1px 0 rgba(20, 36, 64, 0.04);
  }
  .callout-date {
    background: var(--dw-navy-900);
    color: var(--dw-cream, #FAF7F0);
    padding: 30px 24px 28px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    border-bottom: 4px solid var(--dw-yellow);
    min-height: 100%;
  }
  .callout-date-eyebrow {
    font-family: var(--font-display);
    font-size: 10px;
    letter-spacing: .26em;
    text-transform: uppercase;
    color: var(--dw-yellow);
    font-weight: 700;
    margin-bottom: 8px;
  }
  .callout-date p.callout-date-month {
    font-family: var(--font-serif);
    font-size: 36px;
    letter-spacing: -.01em;
    text-transform: none;
    font-weight: 700;
    color: var(--dw-cream, #FAF7F0);
    margin: 0;
    line-height: 1;
  }
  .callout-date p.callout-date-day {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 36px;
    line-height: 1;
    letter-spacing: -.01em;
    color: var(--dw-cream, #FAF7F0);
    margin: 4px 0 0;
  }
  .callout-date-year {
    font-family: var(--font-display);
    font-size: 11px;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: rgba(250, 247, 240, 0.68);
    margin-top: 14px;
  }
  .callout-body {
    padding: 30px 36px 32px;
  }
  .callout-tag {
    font-family: var(--font-display);
    font-size: 10.5px;
    letter-spacing: .26em;
    text-transform: uppercase;
    color: var(--dw-yellow-ink, #8a6a00);
    font-weight: 700;
    margin: 0 0 10px;
  }
  .callout-title {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 26px;
    line-height: 1.18;
    letter-spacing: -.012em;
    color: var(--dw-navy-900);
    margin: 0 0 12px;
  }
  .callout-lede {
    font-family: var(--font-serif);
    font-size: 17px;
    line-height: 1.65;
    color: var(--dw-ink, #1f2533);
    margin: 0 0 14px;
    max-width: none;
  }
  .callout-list {
    margin: 12px 0 0;
    padding-left: 18px;
    font-family: var(--font-serif);
    font-size: 17px;
    line-height: 1.65;
    color: var(--dw-ink, #1f2533);
    list-style: none;
  }
  .callout-list li {
    position: relative;
    margin: 8px 0;
    padding-left: 4px;
  }
  .callout-list li::before {
    content: "";
    position: absolute;
    left: -16px;
    top: .65em;
    width: 8px;
    height: 2px;
    background: var(--dw-yellow);
  }
  @media (max-width: 720px) {
    .callout { grid-template-columns: 1fr; }
    .callout-date { flex-direction: row; align-items: baseline; gap: 14px; padding: 18px 24px; border-bottom: 1px solid var(--dw-rule); border-left: 4px solid var(--dw-yellow); }
    .callout-date p.callout-date-day { font-size: 56px; margin: 0; }
    .callout-date-year { margin-top: 0; margin-left: auto; }
    .callout-body { padding: 22px 24px 26px; }
    .callout-title { font-size: 22px; }
  }

  /* Editorial 'why this matters' pull (Section 02) */
  .why-block {
    margin: 44px 0 8px;
    display: grid;
    grid-template-columns: 6px 1fr;
    gap: 28px;
    padding: 8px 0 8px;
  }
  .why-rule { background: var(--dw-blue-600); border-radius: 3px; }
  .why-eyebrow {
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 11px;
    letter-spacing: .24em;
    text-transform: uppercase;
    color: var(--dw-blue-600);
    margin: 0 0 10px;
  }
  .why-text {
    font-family: var(--font-serif);
    font-size: 19px;
    line-height: 1.55;
    letter-spacing: -.005em;
    color: var(--dw-navy-900);
    margin: 0;
    max-width: none;
  }
  .pf-col a { color: var(--dw-blue-600); text-decoration: underline; text-underline-offset: 2px; }
  .pf-col a:hover { color: var(--dw-yellow-deep); }
  @media (max-width: 760px) {
    .post-filing { grid-template-columns: 1fr; gap: 36px; }
    .pf-col + .pf-col { border-left: none; padding-left: 0; padding-top: 36px; border-top: 1px solid var(--dw-rule); }
  }

  /* Section poster image */
  .section-poster {
    margin: 28px 0 24px;
    border-radius: 14px;
    overflow: hidden;
    box-shadow: 0 12px 28px -16px rgba(24,37,68,.25);
  }
  .section-poster img { display: block; width: 100%; height: auto; }
  .law-poster-img { padding: 0 !important; overflow: hidden; min-height: 0; background: transparent !important; box-shadow: none !important; }
  .law-poster-img img { width: 100%; height: 100%; object-fit: cover; display: block; }
  .law-poster-img::before { display: none; }

  /* =========================================================
     GUIDES
     ========================================================= */
  .guides-intro { margin-bottom: 28px; }
  .guides {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
  }
  .guide {
    color: inherit;
    text-decoration: none;
    background: var(--dw-white);
    border: 1px solid var(--dw-blue-200);
    border-radius: 14px;
    padding: 22px 22px 20px;
    display: flex;
    gap: 18px;
    align-items: flex-start;
    transition: border-color var(--dur-med) var(--ease-standard),
                transform var(--dur-med) var(--ease-standard),
                box-shadow var(--dur-med) var(--ease-standard);
  }
  .guide:hover {
    border-color: var(--dw-blue-600);
    transform: translateY(-2px);
    box-shadow: 0 12px 24px -12px rgba(24,37,68,.18);
  }
  .guide-cover {
    flex: 0 0 104px;
    width: 104px; height: 138px;
    border-radius: 6px;
    color: var(--dw-white);
    position: relative;
    overflow: hidden;
    padding: 14px 12px 16px;
    box-shadow:
      0 1px 0 rgba(255,255,255,.08) inset,
      0 12px 26px -12px rgba(24,37,68,.45),
      0 2px 6px rgba(24,37,68,.18);
    background: linear-gradient(160deg, #0F1B36 0%, #1A2C57 60%, #243B73 100%);
    isolation: isolate;
  }
  /* Subtle topographic texture */
  .guide-cover::before {
    content: "";
    position: absolute; inset: 0;
    background:
      radial-gradient(140% 80% at 110% -10%, rgba(247,232,71,.18), transparent 55%),
      radial-gradient(120% 80% at -20% 120%, rgba(75,131,233,.22), transparent 60%),
      repeating-linear-gradient(135deg, rgba(255,255,255,.04) 0 1px, transparent 1px 7px);
    z-index: 0;
    pointer-events: none;
  }
  /* Top yellow hairline rule */
  .guide-cover::after {
    content: "";
    position: absolute;
    left: 12px; right: 12px; top: 34px;
    height: 1px; background: var(--dw-yellow);
    z-index: 1;
  }
  .guide-cover .gc-mark {
    position: relative;
    z-index: 2;
    display: block;
    font-family: var(--font-display);
    font-size: 9px;
    font-weight: 700;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: var(--dw-yellow);
    line-height: 1;
  }
  /* Big serif numeral, set as a per-guide ::after */
  .guide-cover .gc-mark::after {
    display: none;
  }
  .guide-cover .gc-icon {
    position: absolute;
    left: 50%;
    top: 56%;
    transform: translate(-50%, -50%);
    width: 56px; height: 56px;
    z-index: 2;
    color: var(--dw-yellow);
    opacity: .92;
  }
  .guide-cover .gc-icon svg { width: 100%; height: 100%; display: block; }
  /* DW hallmark in the bottom-right corner */
  .guide-cover .gc-bars { display: none; }
  .guide-cover .gc-bars::before {
    content: "";
    width: 14px; height: 14px;
    background: none;
    -webkit-mask: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="black" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><path d="M6 3 V10 a4 4 0 0 0 8 0 V3"/><path d="M6 3 H4"/><path d="M14 3 H16"/><path d="M10 14 V17 a4 4 0 0 0 4 4 a4 4 0 0 0 4 -4 V15"/><circle cx="18" cy="13" r="2"/></svg>') center/contain no-repeat;
            mask: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="black" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><path d="M6 3 V10 a4 4 0 0 0 8 0 V3"/><path d="M6 3 H4"/><path d="M14 3 H16"/><path d="M10 14 V17 a4 4 0 0 0 4 4 a4 4 0 0 0 4 -4 V15"/><circle cx="18" cy="13" r="2"/></svg>') center/contain no-repeat;
    background-color: currentColor;
  }
  /* Per-guide tonal shifts, kept in a tight family */
  .guide-1 .guide-cover { background: linear-gradient(160deg, #0F1B36 0%, #1A2C57 60%, #243B73 100%); }
  .guide-2 .guide-cover { background: linear-gradient(160deg, #122448 0%, #1F3D78 60%, #2D5BA8 100%); }
  .guide-3 .guide-cover { background: linear-gradient(160deg, #0F1B36 0%, #20406E 50%, #345C95 100%); }
  .guide-4 .guide-cover { background: linear-gradient(160deg, #14264B 0%, #29467E 60%, #4060A0 100%); }
  .guide-meta {
    font-family: var(--font-display);
    font-size: 10px;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: var(--dw-blue-600);
    margin-bottom: 6px;
  }
  .guide-title {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 17px;
    line-height: 1.3;
    color: var(--dw-navy-900);
    margin: 0 0 6px;
  }
  .guide-tag {
    font-family: var(--font-sans);
    font-size: 13px;
    color: var(--dw-ink-700);
    margin: 0;
  }

  .guides-cta {
    margin-top: 28px;
    padding: 24px 28px;
    background: var(--dw-blue-025);
    border-radius: 14px;
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 18px;
  }
  .guides-cta-text {
    font-family: var(--font-sans);
    font-size: 15px;
    color: var(--dw-navy-900);
    margin: 0;
    max-width: 480px;
  }
  .guides-cta-text strong {
    font-family: var(--font-serif);
    font-weight: 700;
  }
  .btn {
    font-family: var(--font-display);
    font-size: 14px;
    font-weight: 700;
    letter-spacing: .04em;
    padding: 14px 26px;
    background: var(--dw-blue-600);
    color: var(--dw-white);
    border: none;
    border-radius: 999px;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: background var(--dur-fast) var(--ease-standard);
  }
  .btn:hover { background: #32508F; }
  .btn-ghost {
    background: transparent;
    color: var(--dw-blue-600);
    border: 2px solid var(--dw-blue-600);
    padding: 12px 24px;
  }
  .btn-ghost:hover {
    background: var(--dw-blue-600);
    color: var(--dw-white);
  }

  /* =========================================================
     TAX LAW, EDITORIAL GALLERY
     ========================================================= */
  .law-intro-grid {
    margin-top: 28px;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
    border-top: 2px solid var(--dw-navy-900);
    border-bottom: 1px solid var(--dw-rule);
  }
  .law-intro-grid > div {
    padding: 18px 16px 18px 0;
    border-right: 1px solid var(--dw-rule);
  }
  .law-intro-grid > div:last-child { border-right: none; padding-right: 0; }
  .law-intro-grid > div + div { padding-left: 16px; }
  .law-intro-eyebrow {
    font-family: var(--font-display);
    font-size: 10px;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: var(--dw-blue-600);
    margin: 0 0 6px;
  }
  .law-intro-fig {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 26px;
    color: var(--dw-navy-900);
    line-height: 1;
    margin: 0 0 6px;
    letter-spacing: -.01em;
  }
  .law-intro-lbl {
    font-family: var(--font-sans);
    font-size: 12.5px;
    color: var(--dw-ink-700);
    line-height: 1.4;
  }

  /* Editorial magazine layout, big numeral + title + body */
  .law-grid {
    margin-top: 32px;
    display: grid;
    grid-template-columns: 1fr;
    gap: 0;
    border-top: none;
    border-bottom: none;
    counter-reset: law-counter;
  }
  .law-item, .law-item.flip {
    display: grid;
    grid-template-columns: 96px 1fr;
    gap: 28px;
    margin: 0;
    background: transparent;
    border: none;
    border-radius: 0;
    padding: 44px 0;
    box-shadow: none;
    overflow: visible;
    align-items: start;
    position: relative;
    counter-increment: law-counter;
  }
  /* Soft hairline between items only */
  .law-item + .law-item,
  .law-item + .law-item.flip,
  .law-item.flip + .law-item,
  .law-item.flip + .law-item.flip {
    border-top: 1px solid var(--dw-line);
  }
  .law-item::after, .law-item.flip::after { content: none; }
  .law-item:hover, .law-item.flip:hover { background: transparent; }
  /* Big numeral, brand colors only, no per-item color */
  .law-item::before {
    content: counter(law-counter, decimal-leading-zero);
    font-family: var(--font-serif);
    font-style: normal;
    font-weight: 400;
    font-size: 72px;
    line-height: 1;
    color: var(--dw-navy-900);
    letter-spacing: -.03em;
    padding-top: 6px;
    align-self: start;
  }
  /* Per-item brand color cycling on the numeral, navy + blue + yellow only */
  .law-grid > .law-item:nth-child(3n+1)::before { color: var(--dw-navy-900); }
  .law-grid > .law-item:nth-child(3n+2)::before { color: var(--dw-blue-600); }
  .law-grid > .law-item:nth-child(3n)::before   { color: var(--dw-yellow-deep, #B8893A); }
  /* Drop the colored left rules */
  .law-item { border-left: none !important; padding-left: 0 !important; }
  .law-grid > .law-item:nth-child(n) { border-left-color: transparent; }
  /* Drop the topic chip if it was added */
  .law-body::before { content: none !important; }

  /* Collapsible drop-down inside each law item */
  .law-details { display: block; }
  .law-details > summary {
    list-style: none;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    padding: 4px 0 14px;
    border-bottom: 1px solid var(--dw-line, rgba(24,37,68,.12));
    margin-bottom: 0;
    transition: border-color .2s ease;
  }
  .law-details > summary::-webkit-details-marker { display: none; }
  .law-details > summary > h4 { margin: 0 !important; }
  .law-chev {
    flex: none;
    width: 14px;
    height: 14px;
    border-right: 2px solid var(--dw-navy-900);
    border-bottom: 2px solid var(--dw-navy-900);
    transform: rotate(45deg);
    transform-origin: 60% 60%;
    transition: transform .25s ease;
    margin-right: 6px;
  }
  .law-details[open] > summary { border-bottom-color: var(--dw-navy-900); }
  .law-details[open] > summary .law-chev { transform: rotate(-135deg); }
  .law-details-body {
    padding: 20px 22px 18px;
    background: rgba(24, 37, 68, .04);
    border: 1px solid var(--dw-line, rgba(24,37,68,.12));
    border-radius: 14px;
    margin-top: 4px;
  }
  .law-details-body > p:first-child { margin-top: 0; }
  .law-details-body > *:last-child { margin-bottom: 0; }
  /* Key-fact stat strip used inside law-details-body */
  /* Stats list — rows with label left, figure right */
  .law-stats {
    display: flex;
    flex-direction: column;
    gap: 0;
    margin: 0 0 18px;
    padding: 0 0 14px;
    border-bottom: 1px solid var(--dw-line, rgba(24,37,68,.12));
  }
  .law-stats > div {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    gap: 18px;
    padding: 10px 0;
    border-bottom: 1px solid var(--dw-line, rgba(24,37,68,.08));
    border-right: none;
    min-width: 0;
  }
  .law-stats > div:last-child { border-bottom: none; padding-bottom: 4px; }
  .law-stats > div:first-child { padding-top: 4px; }
  .law-stats .ls-eyebrow {
    font-family: var(--font-display);
    font-size: 10px;
    letter-spacing: .14em;
    text-transform: uppercase;
    color: var(--dw-text-muted, rgba(24,37,68,.62));
    margin: 0;
    flex: 1 1 auto;
    min-width: 0;
  }
  .law-stats .ls-fig {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 24px;
    line-height: 1;
    letter-spacing: -.02em;
    color: var(--dw-navy-900);
    margin: 0;
    white-space: nowrap;
    flex: 0 0 auto;
    text-align: right;
  }
  .law-stats .ls-fig.ls-fig-sm { font-size: 20px; }
  .law-stats .ls-fig small {
    font-size: 13px;
    font-weight: 500;
    color: var(--dw-text-muted, rgba(24,37,68,.62));
    margin-left: 6px;
    letter-spacing: 0;
  }
  /* Inline pull-callout for important threshold context */
  .law-callout {
    border-left: 3px solid var(--dw-navy-900);
    padding: 4px 0 4px 14px;
    margin: 16px 0 4px;
    font-family: var(--font-serif);
    font-size: 15px;
    line-height: 1.55;
    color: var(--dw-navy-900);
  }
  .law-callout strong { font-weight: 700; }
  /* Rounded card wrapper used in the scam item */
  .law-scam-box {
    background: rgba(24, 37, 68, .04);
    border: 1px solid var(--dw-line, rgba(24,37,68,.12));
    border-radius: 14px;
    padding: 20px 22px 18px;
  }
  .law-scam-box > p:first-child { margin-top: 0; }
  .law-scam-box .law-callout { margin-bottom: 0; }
  /* Styled list used inside law-details-body */
  .law-list {
    list-style: none;
    padding: 0;
    margin: 6px 0 16px;
  }
  .law-list li {
    position: relative;
    padding: 10px 0 10px 22px;
    border-bottom: 1px solid var(--dw-line, rgba(24,37,68,.10));
    font-family: var(--font-serif);
    font-size: 16px;
    line-height: 1.6;
    color: var(--dw-text);
  }
  .law-list li:last-child { border-bottom: none; }
  .law-list li::before {
    content: "";
    position: absolute;
    left: 4px;
    top: 22px;
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--dw-navy-900);
  }
  /* Two-column variant for scam rules */
  .law-list.two-col {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0 28px;
  }
  .law-list.two-col li {
    border-bottom: 1px solid var(--dw-line, rgba(24,37,68,.10));
    padding: 14px 0 14px 36px;
  }
  .law-list.two-col li:nth-last-child(-n+2):not(:nth-child(odd):last-child) {
    /* last row keeps its rule for symmetry, no-op */
  }
  .law-list.two-col li::before {
    content: counter(scam, decimal-leading-zero);
    counter-increment: scam;
    background: transparent;
    width: auto;
    height: auto;
    top: 14px;
    font-family: var(--font-display);
    font-size: 11px;
    letter-spacing: .14em;
    color: var(--dw-navy-900);
    font-weight: 600;
  }
  .law-list.two-col { counter-reset: scam; }
  @media (max-width: 760px) {
    .law-list.two-col { grid-template-columns: 1fr; gap: 0; }
  }
  /* Title styling refinement */
  .law-body h4 {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 28px;
    line-height: 1.18;
    color: var(--dw-navy-900);
    margin: 0 0 16px;
    padding: 4px 0 14px;
    border-bottom: 1px solid var(--dw-line, rgba(24,37,68,.12));
    letter-spacing: -.01em;
    text-wrap: balance;
  }
  .law-body p {
    font-family: var(--font-serif);
    font-size: 16px;
    line-height: 1.65;
    color: var(--dw-text);
    margin: 0 0 12px;
  }
  /* Hide poster images entirely in this section, the numeral does the visual work */
  .law-item .law-poster, .law-item.flip .law-poster { display: none; }
  /* Per-item override: show a poster thumb beside the body */
  .law-item.has-poster, .law-item.flip.has-poster { grid-template-columns: 280px 1fr; gap: 28px; align-items: start; }
  .law-item.has-poster::before, .law-item.flip.has-poster::before { content: none; }
  .law-item.has-poster .law-poster, .law-item.flip.has-poster .law-poster {
    display: block;
    width: 100%;
    margin: 6px 0 0;
    border-radius: 4px;
    overflow: hidden;
    background: transparent;
    box-shadow: 0 12px 28px -20px rgba(24,37,68,.4);
  }
  .law-item.has-poster .law-poster img, .law-item.flip.has-poster .law-poster img {
    display: block;
    width: 100%;
    height: auto;
    object-fit: cover;
  }
  .law-item .law-body, .law-item.flip .law-body {
    display: block;
    background: transparent;
    padding: 0;
    border: none;
  }
  /* Reset the alternating flip behavior, all items left-aligned now */
  .law-item.flip { display: grid; grid-template-columns: 96px 1fr; }
  .law-item.flip .law-poster { order: 0; }
  .law-item.flip .law-body { order: 0; border-left: none; }
  .section-callout {
    margin: 28px 0 8px;
    padding: 24px 28px;
    background: var(--dw-blue-100);
    border-left: 4px solid var(--dw-yellow);
    border-radius: 4px 14px 14px 4px;
  }
  .section-callout-eyebrow {
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: var(--dw-blue-600);
    margin: 0 0 8px;
  }
  .section-callout-body {
    font-family: var(--font-serif);
    font-size: 17px;
    line-height: 1.55;
    color: var(--dw-navy-900);
    margin: 0;
  }

  /* =========================================================
     2026 Thresholds visual chart, paired bar comparison
     ========================================================= */
  .thresholds {
    margin: 28px 0 0;
    padding: 32px 36px 28px;
    background: var(--dw-white);
    border: 1px solid var(--dw-rule, rgba(24,37,68,.12));
    border-top: 3px solid var(--dw-navy-900);
    border-radius: 4px;
    box-shadow: 0 18px 36px -28px rgba(24,37,68,.18);
  }
  .thresholds-caption {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    padding-bottom: 18px;
    margin-bottom: 22px;
    border-bottom: 1px solid var(--dw-line, rgba(24,37,68,.12));
  }
  .thresholds-caption .tc-title {
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: var(--dw-navy-900);
  }
  .thresholds-caption .tc-legend {
    display: flex;
    gap: 22px;
    font-family: var(--font-display);
    font-size: 10px;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: var(--dw-navy-700, rgba(24,37,68,.6));
  }
  .tc-legend span {
    display: inline-flex;
    align-items: center;
    gap: 8px;
  }
  .tc-legend span::before {
    content: "";
    width: 14px; height: 8px;
    border-radius: 2px;
    background: var(--swatch);
  }
  .thresholds-row {
    display: grid;
    grid-template-columns: 220px 1fr;
    gap: 28px;
    padding: 18px 0;
    align-items: center;
    border-bottom: 1px dashed var(--dw-line, rgba(24,37,68,.14));
  }
  .thresholds-row:last-child { border-bottom: none; padding-bottom: 4px; }
  .th-cat { display: flex; flex-direction: column; gap: 6px; }
  .th-eyebrow {
    font-family: var(--font-display);
    font-size: 10px;
    font-weight: 700;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: var(--dw-blue-600);
  }
  .th-label {
    font-family: var(--font-serif);
    font-size: 16px;
    font-weight: 600;
    color: var(--dw-navy-900);
    line-height: 1.25;
  }
  .th-bars { display: flex; flex-direction: column; gap: 8px; position: relative; }
  .th-bar {
    display: grid;
    grid-template-columns: 44px 1fr 140px;
    align-items: center;
    gap: 12px;
    height: 26px;
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .14em;
    color: var(--dw-navy-700, rgba(24,37,68,.65));
  }
  .th-bar .yr { text-align: right; }
  .th-bar .track {
    height: 14px;
    border-radius: 2px;
    background: var(--bar-color, var(--dw-blue-200));
    width: var(--bar-w, 50%);
    transition: width .6s var(--ease-standard, ease);
    position: relative;
  }
  .th-bar.prev .track { background: var(--dw-blue-200); }
  .th-bar.curr .track { background: var(--dw-navy-900); }
  .th-bar .val {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 18px;
    color: var(--dw-navy-900);
    letter-spacing: -.01em;
    white-space: nowrap;
  }
  .th-bar.prev .val { color: rgba(24,37,68,.5); font-size: 15px; font-weight: 600; }
  .th-bar .val small {
    display: block;
    font-family: var(--font-display);
    font-weight: 600;
    font-size: 9px;
    letter-spacing: .14em;
    text-transform: uppercase;
    color: rgba(24,37,68,.55);
    margin-top: 2px;
  }
  /* Yellow tick at the change delta */
  .th-bar.curr .track::after {
    content: "";
    position: absolute;
    right: -3px; top: -3px; bottom: -3px;
    width: 4px;
    background: var(--dw-yellow);
    border-radius: 1px;
  }
  .th-note {
    grid-column: 1 / -1;
    font-family: var(--font-serif);
    font-style: normal;
    font-size: 13px;
    line-height: 1.5;
    color: var(--dw-navy-700, rgba(24,37,68,.65));
    margin-top: 2px;
    padding-left: 0;
  }
  @media (max-width: 720px) {
    .thresholds { padding: 22px 18px; }
    .thresholds-row { grid-template-columns: 1fr; gap: 12px; }
    .th-note { grid-column: 1 / -1; padding-left: 0; }
  }

  /* Scam list v2, editorial rows with numeral + glyph */
  .scam-list-v2 {
    list-style: none;
    padding: 0;
    margin: 24px 0 0;
    border-top: 2px solid var(--dw-navy-900);
  }
  .scam-row {
    display: grid;
    grid-template-columns: 80px 1fr;
    gap: 24px;
    align-items: center;
    padding: 22px 4px;
    border-bottom: 1px solid var(--dw-rule, rgba(24,37,68,.12));
    transition: background .2s ease;
  }
  .scam-row:hover { background: rgba(24,37,68,.025); }
  .scam-row-num {
    width: 56px; height: 56px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--dw-blue-600);
    background: var(--dw-blue-100, rgba(24,37,68,.06));
    border-radius: 999px;
  }
  .scam-row-num svg { width: 28px; height: 28px; }
  .scam-row:nth-child(2n) .scam-row-num { color: var(--dw-navy-900); }
  .scam-row:hover .scam-row-num { background: var(--dw-yellow); color: var(--dw-navy-900); }
  .scam-row-body { min-width: 0; }
  .scam-row-title {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 19px;
    line-height: 1.2;
    color: var(--dw-navy-900);
    margin: 0 0 4px;
    letter-spacing: -.005em;
  }
  .scam-row-copy {
    font-family: var(--font-serif);
    font-size: 14.5px;
    line-height: 1.5;
    color: var(--dw-text, var(--dw-navy-900));
    margin: 0;
  }
  .scam-row-glyph {
    width: 44px; height: 44px;
    border-radius: 999px;
    background: var(--dw-blue-100, rgba(24,37,68,.06));
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--dw-navy-900);
    justify-self: end;
  }
  .scam-row-glyph svg { width: 22px; height: 22px; }
  .scam-row:hover .scam-row-glyph { background: var(--dw-yellow); }
  @media (max-width: 720px) {
    .scam-row { grid-template-columns: 44px 1fr; gap: 16px; }
    .scam-row-num { width: 44px; height: 44px; }
    .scam-row-num svg { width: 22px; height: 22px; }
    .scam-row-glyph { display: none; }
  }

  /* Scam grid, redesigned editorial cards */
  .scam-grid {
    margin-top: 22px;
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
  }
  .scam-card {
    position: relative;
    padding: 22px 22px 20px 22px;
    background: var(--dw-white);
    border: 1px solid var(--dw-rule, rgba(24,37,68,.12));
    border-top: 3px solid var(--dw-navy-900);
    border-radius: 4px;
    transition: transform var(--dur-med, .2s) var(--ease-standard, ease),
                box-shadow var(--dur-med, .2s) var(--ease-standard, ease),
                border-color var(--dur-med, .2s) var(--ease-standard, ease);
  }
  .scam-card:hover {
    transform: translateY(-2px);
    box-shadow: 0 14px 28px -16px rgba(24,37,68,.22);
    border-top-color: var(--dw-yellow);
  }
  .scam-card--wide { grid-column: 1 / -1; }
  .scam-num {
    font-family: var(--font-serif);
    font-style: normal;
    font-weight: 700;
    font-size: 32px;
    line-height: 1;
    color: var(--dw-blue-600);
    letter-spacing: -.02em;
    margin-bottom: 10px;
  }
  .scam-title {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 19px;
    line-height: 1.2;
    color: var(--dw-navy-900);
    margin: 0 0 8px;
    letter-spacing: -.005em;
  }
  .scam-copy {
    font-family: var(--font-serif);
    font-size: 14.5px;
    line-height: 1.55;
    color: var(--dw-text, var(--dw-navy-900));
    margin: 0;
  }
  @media (max-width: 720px) {
    .scam-grid { grid-template-columns: 1fr; }
    .scam-card--wide { grid-column: 1 / -1; }
  }

  /* Suppress numbering for single-item law-grids */  .law-grid.no-count { counter-reset: none; }
  .law-grid.no-count .law-item::before { content: none; }
  .law-grid.no-count .law-item, .law-grid.no-count .law-item.flip {
    grid-template-columns: 1fr;
  }
  .law-item .law-poster, .law-item.flip .law-poster { display: none; }
  .law-item .law-body, .law-item.flip .law-body {
    display: block;
    background: transparent;
    padding: 0;
    border: none;
  }
  @media (max-width: 720px) {
    .law-item, .law-item.flip { grid-template-columns: 1fr; }
    .law-item .law-meta, .law-item.flip .law-meta {
      grid-column: 1 / -1;
    }
  }

  .law-poster {
    background: linear-gradient(170deg, var(--dw-navy-800) 0%, var(--dw-navy-500) 100%);
    color: var(--dw-white);
    text-align: center;
    align-items: center;
    padding: 32px 30px;
    position: relative;
    overflow: hidden;
    min-height: 240px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    border-radius: 14px;
  }
  .law-poster.light {
    background: var(--dw-blue-100);
    color: var(--dw-navy-900);
  }
  .law-poster.solid {
    background: var(--dw-navy-900);
  }
  .law-poster::before {
    content: "";
    position: absolute;
    right: -60px; top: -60px;
    width: 220px; height: 220px;
    border-radius: 999px;
    background: radial-gradient(circle, rgba(247,232,71,.18), transparent 65%);
    pointer-events: none;
  }
  .law-poster.light::before { background: radial-gradient(circle, rgba(62,94,171,.16), transparent 65%); }
  .law-poster-eyebrow {
    font-family: var(--font-display);
    font-size: 10px;
    font-weight: 700;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: var(--dw-yellow);
    margin: 0 0 10px;
    position: relative;
  }
  .law-poster.light .law-poster-eyebrow { color: var(--dw-blue-600); }
  .law-poster-head {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 32px;
    line-height: 1.1;
    margin: 0;
    position: relative;
  }
  .law-poster-head em {
    font-family: var(--font-ui);
    font-style: normal;
    font-weight: 400;
    color: rgba(255,255,255,.78);
    font-size: 17px;
    display: block;
    margin-top: 6px;
  }
  .law-poster.light .law-poster-head em { color: var(--dw-blue-600); }
  .law-poster-num {
    font-family: var(--font-serif);
    font-weight: 900;
    font-size: 72px;
    color: var(--dw-yellow);
    line-height: 1;
    margin: 0;
    letter-spacing: -.02em;
    position: relative;
  }
  .law-poster.light .law-poster-num { color: var(--dw-blue-600); }
  .law-poster-num small {
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .2em;
    color: rgba(255,255,255,.78);
    display: inline-block;
    margin-left: 10px;
    vertical-align: middle;
    text-transform: uppercase;
  }
  .law-poster.light .law-poster-num small { color: var(--dw-navy-700); }
  .law-poster-rule {
    width: 64px; height: 3px;
    margin: 18px auto;
    background: var(--dw-yellow);
    position: relative;
  }
  .law-poster-logo {
    position: absolute;
    left: 22px;
    bottom: 18px;
    height: 22px;
    width: auto;
    opacity: .9;
    z-index: 2;
  }
  .law-poster.light .law-poster-logo { filter: none; }
  .law-poster-pill {
    align-self: center;
    font-family: var(--font-display);
    font-size: 10px;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: var(--dw-yellow);
    border: 1.5px solid var(--dw-yellow-stroke);
    padding: 5px 12px;
    border-radius: 999px;
    margin-bottom: 14px;
    position: relative;
  }

  .law-body {
    background: transparent;
    padding: 8px 0 0;
    border: none;
  }
  .law-body h4 {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 21px;
    color: var(--dw-navy-900);
    margin: 0 0 12px;
    line-height: 1.25;
  }
  .law-body p {
    font-size: 14.5px;
    line-height: 1.65;
    margin: 0 0 12px;
    color: var(--dw-ink-700);
  }
  .law-body p:last-child { margin-bottom: 0; }
  .law-body strong { color: var(--dw-navy-900); }
  .law-meta {
    margin-top: 16px;
    padding-top: 14px;
    border-top: 1px solid var(--dw-rule);
    display: flex;
    flex-wrap: wrap;
    gap: 22px;
    grid-column: 2;
  }
  .law-meta-item {
    font-family: var(--font-display);
    font-size: 10px;
    font-weight: 700;
    letter-spacing: .16em;
    text-transform: uppercase;
    color: var(--dw-blue-600);
  }
  .law-meta-item span {
    display: block;
    font-family: var(--font-sans);
    font-size: 13px;
    font-weight: 400;
    letter-spacing: 0;
    text-transform: none;
    color: var(--dw-ink-700);
    margin-top: 3px;
  }

  /* =========================================================
     CTA BAND
     ========================================================= */
  .cta {
    margin: 64px 0 0;
    background: var(--dw-navy-900);
    color: var(--dw-white);
    padding: 56px 64px;
    position: relative;
    overflow: hidden;
  }
  .cta::before {
    content: "";
    position: absolute; inset: 0;
    background:
      radial-gradient(700px 400px at 100% 0%, rgba(62,94,171,.55), transparent 60%),
      radial-gradient(500px 300px at 0% 120%, rgba(247,232,71,.10), transparent 60%);
  }
  .cta-inner { position: relative; max-width: 640px; }
  .cta-eyebrow {
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: var(--dw-yellow);
    margin: 0 0 12px;
  }
  .cta h3 {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 32px;
    line-height: 1.15;
    color: var(--dw-white);
    margin: 0 0 14px;
    text-wrap: balance;
  }
  .cta p {
    font-size: 16px;
    line-height: 1.55;
    color: rgba(255,255,255,.82);
    margin: 0 0 24px;
    max-width: 560px;
  }
  .cta-actions { display: flex; flex-wrap: wrap; gap: 12px; }
  .btn-yellow {
    background: var(--dw-yellow);
    color: var(--dw-navy-900);
  }
  .btn-yellow:hover { background: #ffe000; }
  .btn-light-ghost {
    background: transparent;
    color: var(--dw-white);
    border: 2px solid rgba(255,255,255,.3);
  }
  .btn-light-ghost:hover { border-color: var(--dw-white); }

  /* =========================================================
     FOOTER
     ========================================================= */
  footer.foot {
    background: #0F1A33;
    color: rgba(255,255,255,.7);
    padding: 36px 64px 32px;
    font-family: var(--font-sans);
    font-size: 13px;
  }
  .foot-row {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 18px;
    padding-bottom: 22px;
    border-bottom: 1px solid rgba(255,255,255,.10);
  }
  /* Brand mark on navy: knocked out to white per the DS placement rule */
  .foot-row img { height: 30px; filter: brightness(0) invert(1); }
  .foot-links {
    display: flex; gap: 22px;
    font-family: var(--font-display);
    font-size: 12px;
    font-weight: 600;
    letter-spacing: .1em;
    text-transform: uppercase;
  }
  .foot-links a { color: rgba(255,255,255,.78); text-decoration: none; }
  .foot-links a:hover { color: var(--dw-yellow); }
  .foot-fine {
    margin-top: 18px;
    color: rgba(255,255,255,.5);
    line-height: 1.6;
    max-width: 720px;
  }
  .foot-fine a { color: rgba(255,255,255,.7); }

  /* =========================================================
     RESPONSIVE
     ========================================================= */
  @media (max-width: 760px) {
    .util, .masthead, .contents, .article, .cta, footer.foot { padding-left: 28px; padding-right: 28px; }
    .masthead { padding-top: 40px; padding-bottom: 44px; }
    .contents-list { grid-template-columns: 1fr; }
    .contents-list li:nth-child(odd),
    .contents-list li:nth-child(even) { padding: 14px 0; border-left: none; }
    .process { grid-template-columns: 1fr 1fr; }
    .reasons { grid-template-columns: 1fr; }
    .reason, .reason:nth-child(even) { padding: 22px 24px; }
    .process { grid-template-columns: 1fr 1fr; }
    .guides { grid-template-columns: 1fr; }
    .law-intro-grid { grid-template-columns: 1fr 1fr; }
    .law-intro-grid > div { border-right: none; border-bottom: 1px solid var(--dw-rule); padding: 14px 0; }
    .law-intro-grid > div + div { padding-left: 0; }
    .law-intro-grid > div:nth-child(2n) { padding-left: 16px; border-left: 1px solid var(--dw-rule); }
    .law-item, .law-item.flip { grid-template-columns: 1fr; }
    .law-item.flip .law-poster { order: 0; }
    .law-item.flip .law-body { order: 0; border-left: 1px solid var(--dw-blue-200); }
    .law-body { border-left: 1px solid var(--dw-blue-200); border-top: none; }
    .divider { margin-left: 28px; margin-right: 28px; }
  }
  @media (max-width: 480px) {
    .process { grid-template-columns: 1fr; }
    .step { min-height: 220px; }
    .masthead-foot { gap: 20px; }
  }

  /* Print */
  @page { size: Letter; margin: 0.5in; }
  @media print {
    html, body { background: white !important; }
    body { -webkit-print-color-adjust: exact; print-color-adjust: exact; }
    .page { box-shadow: none !important; max-width: none !important; padding: 0 !important; }
    article.article { break-before: page !important; page-break-before: always !important; }
    .callout, .pf-col, .reason, .why-block, .law-item, .guide, .law-details-body { break-inside: avoid; page-break-inside: avoid; }
    .post-filing { display: grid !important; grid-template-columns: 1fr 1fr !important; }
    h2, h3, h4 { break-after: avoid; }
    img { max-width: 100% !important; height: auto !important; }
    a { color: inherit; text-decoration: none; }
  }
    .disclaimer {
      margin: 0;
      padding: 0;
      background: var(--dw-navy-900);
      color: var(--dw-white);
    }
    .disclaimer-inner {
      max-width: 920px;
      margin: 0 auto;
      padding: 48px 64px 56px;
      border-top: 3px solid var(--dw-yellow);
    }
    .disclaimer-title {
      font-family: var(--font-serif);
      font-weight: 700;
      font-size: 32px;
      line-height: 1.1;
      letter-spacing: -.01em;
      color: var(--dw-white);
      margin: 0 0 18px;
    }
    .disclaimer-body {
      font-family: var(--font-serif);
      font-size: 15px;
      line-height: 1.7;
      color: rgba(255,255,255,.78);
      margin: 0;
      max-width: 760px;
    }
    @media (max-width: 720px) {
      .disclaimer-inner { padding: 36px 28px 40px; }
      .disclaimer-title { font-size: 26px; }
    }
    /* Q3 guide cards with descriptions */
    .guides-q3 { grid-template-columns: 1fr 1fr; align-items: start; }
    .guides-q3 .guide { align-items: flex-start; }
    .guide-desc {
      font-family: var(--font-serif);
      font-size: 14px;
      line-height: 1.55;
      color: var(--dw-text, #3a4256);
      margin: 8px 0 0;
    }
    @media (max-width: 720px) { .guides-q3 { grid-template-columns: 1fr; } }

  /* =========================================================
     SITE ADDITIONS — quarter tabs, archive, capture, progress
     Built from existing tokens only. No new colors or fonts.
     ========================================================= */


  .quarters {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 40px;
    overflow: visible;
  }
  .quarters::-webkit-scrollbar { display: none; }
  .quarters-year {
    flex: 0 0 auto;
    display: flex;
    align-items: center;
    gap: 2px;
    padding-right: 18px;
    margin-right: 18px;
    border-right: 1px solid rgba(255,255,255,.14);
  }
  .quarters-year:last-child { border-right: none; margin-right: 0; padding-right: 0; }
  .quarters-year-lbl {
    font-family: var(--font-display);
    font-size: 10px;
    font-weight: 700;
    letter-spacing: .2em;
    text-transform: uppercase;
    color: rgba(255,255,255,.38);
    padding: 0 12px 12px 0;
    align-self: flex-end;
    white-space: nowrap;
  }
  .qtab {
    flex: 0 0 auto;
    font-family: var(--font-display);
    font-size: 17px;
    font-weight: 500;
    letter-spacing: .005em;
    color: #5A6685;
    text-decoration: none;
    white-space: nowrap;
    transition: color var(--dur-fast) var(--ease-standard);
  }
  .qtab:hover { color: var(--dw-navy-900); }
  .qtab:focus-visible { outline: 2px solid var(--dw-blue-600); outline-offset: 4px; border-radius: 3px; }
  .qtab:active { color: var(--dw-navy-900); }
  .qtab.is-current { color: var(--dw-blue-600); font-weight: 600; }

  /* ---- Reading progress rail (issue pages) ---- */
  .progress {
    position: sticky;
    top: 0;
    z-index: 30;
    background: var(--dw-white);
    border-bottom: 1px solid var(--dw-rule);
  }
  .progress-track { height: 2px; background: var(--dw-cream-deep); }
  .progress-fill {
    height: 2px;
    width: 0%;
    background: var(--dw-yellow);
    transition: width 120ms linear;
  }
  .progress-row {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 9px 64px 10px;
    font-family: var(--font-display);
    font-size: 10px;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
  }
  .progress-issue { color: var(--dw-blue-300); white-space: nowrap; }
  .progress-dots { display: flex; gap: 4px; margin-left: auto; }
  .progress-dots a {
    display: flex;
    align-items: center;
    gap: 7px;
    color: var(--dw-blue-300);
    text-decoration: none;
    padding: 3px 8px;
    border-radius: 999px;
    transition: color var(--dur-fast) var(--ease-standard),
                background var(--dur-fast) var(--ease-standard);
  }
  .progress-dots a::before {
    content: "";
    width: 5px; height: 5px;
    border-radius: 999px;
    background: currentColor;
    opacity: .5;
  }
  .progress-dots a:hover { color: var(--dw-navy-900); background: var(--dw-cream-deep); }
  .progress-dots a:focus-visible { outline: 2px solid var(--dw-blue-600); outline-offset: 1px; }
  .progress-dots a.is-here { color: var(--dw-navy-900); }
  .progress-dots a.is-here::before { background: var(--dw-yellow); opacity: 1; }
  .progress-dots a .pd-lbl { display: none; }
  .progress-dots a.is-here .pd-lbl { display: inline; }
  @media (max-width: 760px) {
    .progress-row { padding-left: 28px; padding-right: 28px; }
    .progress-issue { display: none; }
    .progress-dots { margin-left: 0; }
  }

  /* ---- Home: latest issue card ---- */
  .home-block { padding: 44px 64px 8px; }
  .home-block + .home-block { padding-top: 8px; }
  .home-block:last-of-type { padding-bottom: 56px; }
  .home-label {
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: var(--dw-blue-600);
    display: inline-flex;
    align-items: center;
    gap: 10px;
    margin: 0 0 20px;
  }
  .home-label::before {
    content: "";
    width: 28px; height: 2px;
    background: var(--dw-yellow);
    display: inline-block;
  }
  .latest {
    display: block;
    text-decoration: none;
    color: inherit;
    background: var(--dw-white);
    border: none;
    border-radius: 2px;
    padding: 34px 38px 32px;
    box-shadow: 0 9px 22.9px rgba(0,0,0,.10);
    transition: box-shadow var(--dur-med) var(--ease-standard);
  }
  .latest:hover {
    box-shadow: 0 9px 22.9px rgba(0,0,0,.18);
  }
  .latest:focus-visible { outline: 2px solid var(--dw-blue-600); outline-offset: 3px; }
  .latest-meta {
    display: flex;
    flex-wrap: wrap;
    align-items: baseline;
    gap: 16px;
    padding-bottom: 16px;
    border-bottom: 1px solid var(--dw-rule);
  }
  .latest-q {
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: var(--dw-navy-900);
    background: var(--dw-yellow);
    padding: 6px 12px 5px;
    border-radius: 999px;
  }
  .latest-date {
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 600;
    letter-spacing: .16em;
    text-transform: uppercase;
    color: var(--color-fg-muted);
    white-space: nowrap;
  }
  .latest-title {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: clamp(26px, 3.4vw, 34px);
    line-height: 1.15;
    letter-spacing: -.01em;
    color: var(--dw-navy-900);
    margin: 20px 0 10px;
    text-wrap: balance;
  }
  .latest-deck {
    font-family: var(--font-ui);
    font-size: 17px;
    line-height: 1.55;
    color: var(--dw-ink-700);
    margin: 0 0 22px;
    max-width: 60ch;
  }
  .latest-sections {
    list-style: none;
    margin: 0 0 26px;
    padding: 0;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0 40px;
    border-top: 1px solid var(--dw-rule);
  }
  .latest-sections li {
    display: flex;
    align-items: baseline;
    gap: 14px;
    padding: 13px 0;
    border-bottom: 1px solid var(--dw-rule);
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 15px;
    color: var(--dw-navy-900);
    line-height: 1.35;
  }
  .latest-sections .ls-num {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 13px;
    color: var(--dw-blue-600);
    flex: 0 0 auto;
    width: 24px;
  }
  .latest-open {
    font-family: var(--font-display);
    font-size: 13px;
    font-weight: 700;
    letter-spacing: .04em;
    padding: 14px 26px;
    background: var(--dw-blue-600);
    color: var(--dw-white);
    border-radius: 999px;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    transition: background var(--dur-fast) var(--ease-standard);
  }
  .latest:hover .latest-open { background: #32508F; }

  /* ---- Home: archive rows ---- */
  .archive { list-style: none; margin: 0; padding: 0; border-top: 2px solid var(--dw-navy-900); }
  .archive li { border-bottom: 1px solid var(--dw-rule); }
  .arow {
    display: grid;
    grid-template-columns: 200px 1fr auto;
    gap: 28px;
    align-items: start;
    padding: 24px 4px 26px;
    text-decoration: none;
    color: inherit;
    transition: background var(--dur-fast) var(--ease-standard);
  }
  .arow:hover { background: rgba(24,37,68,.025); }
  .arow:focus-visible { outline: 2px solid var(--dw-blue-600); outline-offset: -2px; }
  .arow-q {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 22px;
    line-height: 1.1;
    letter-spacing: -.01em;
    color: var(--dw-navy-900);
  }
  .arow-date {
    display: block;
    font-family: var(--font-display);
    font-size: 10px;
    font-weight: 600;
    letter-spacing: .16em;
    text-transform: uppercase;
    color: var(--color-fg-muted);
    margin-top: 7px;
    white-space: nowrap;
  }
  .arow-title {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 19px;
    line-height: 1.3;
    color: var(--dw-navy-900);
    margin: 0 0 8px;
    letter-spacing: -.005em;
  }
  .arow:hover .arow-title { color: var(--dw-blue-600); }
  .arow-sections {
    font-family: var(--font-sans);
    font-size: 13.5px;
    line-height: 1.6;
    color: var(--dw-ink-700);
    margin: 0;
  }
  .arow-go {
    align-self: center;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-family: var(--font-display);
    font-size: 13px;
    font-weight: 700;
    letter-spacing: .02em;
    color: var(--color-btn-primary-fg);
    background: var(--color-btn-primary-bg);
    white-space: nowrap;
    padding: 12px 24px;
    border-radius: 999px;
    transition: background var(--dur-fast) var(--ease-standard);
  }
  .arow:hover .arow-go { background: #32508F; }
  .arow:active .arow-go { background: #2B478A; }
  .arow-soon {
    display: grid;
    grid-template-columns: 200px 1fr;
    gap: 28px;
    align-items: baseline;
    padding: 22px 4px;
  }
  .arow-soon .arow-q { color: var(--dw-ink-700); }
  .arow-soon p {
    font-family: var(--font-sans);
    font-size: 13.5px;
    line-height: 1.6;
    color: var(--dw-ink-700);
    margin: 0;
  }
  @media (max-width: 720px) {
    .arow, .arow-soon { grid-template-columns: 1fr; gap: 10px; }
    .arow-go { padding-top: 2px; }
    .latest-sections { grid-template-columns: 1fr; }
  }

  /* ---- Email capture slot ---- */
  .capture {
    margin: 8px 0 0;
    padding: 34px 38px 32px;
    background: var(--dw-cream-deep);
    border-radius: 14px;
  }
  .capture-eyebrow {
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .22em;
    text-transform: uppercase;
    color: var(--dw-blue-600);
    margin: 0 0 10px;
  }
  .capture-line {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 20px;
    line-height: 1.35;
    color: var(--dw-navy-900);
    margin: 0 0 6px;
    max-width: 52ch;
  }
  .capture-sub {
    font-family: var(--font-sans);
    font-size: 14px;
    line-height: 1.6;
    color: var(--dw-ink-700);
    margin: 0 0 20px;
    max-width: 58ch;
  }
  .capture-form {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    align-items: stretch;
  }
  .capture-input {
    flex: 1 1 260px;
    min-width: 0;
    font-family: var(--font-sans);
    font-size: 15px;
    color: var(--dw-ink-700);
    background: var(--dw-white);
    border: 1px solid var(--dw-blue-200);
    border-radius: 999px;
    padding: 14px 20px;
    transition: border-color var(--dur-fast) var(--ease-standard),
                box-shadow var(--dur-fast) var(--ease-standard);
  }
  .capture-input::placeholder { color: var(--dw-blue-300); }
  .capture-input:hover { border-color: var(--dw-blue-300); }
  .capture-input:focus {
    outline: none;
    border-color: var(--dw-blue-600);
    box-shadow: 0 0 0 3px rgba(62,94,171,.16);
  }
  .capture-btn {
    flex: 0 0 auto;
    font-family: var(--font-display);
    font-size: 13px;
    font-weight: 700;
    letter-spacing: .06em;
    text-transform: uppercase;
    padding: 14px 28px;
    background: var(--color-btn-primary-bg);
    color: var(--color-btn-primary-fg);
    border: none;
    border-radius: 999px;
    cursor: pointer;
    transition: background var(--dur-fast) var(--ease-standard);
  }
  .capture-btn:hover { background: #32508F; }
  .capture-btn:active { background: #2B478A; }
  .capture-btn:focus-visible { outline: 2px solid var(--dw-navy-900); outline-offset: 2px; }
  .capture-btn[disabled] { opacity: .6; cursor: default; }
  .capture-note {
    font-family: var(--font-sans);
    font-size: 12.5px;
    line-height: 1.6;
    margin: 14px 0 0;
    min-height: 1.2em;
    color: var(--dw-blue-300);
  }
  .capture-note.is-error { color: #A3331F; }
  .capture-done {
    display: flex;
    align-items: baseline;
    gap: 14px;
    padding: 18px 20px;
    background: var(--dw-white);
    border: 1px solid var(--dw-blue-200);
    border-left: 4px solid var(--dw-yellow);
    border-radius: 4px 14px 14px 4px;
  }
  .capture-done-lbl {
    font-family: var(--font-display);
    font-size: 10px;
    font-weight: 700;
    letter-spacing: .2em;
    text-transform: uppercase;
    color: var(--dw-blue-600);
    white-space: nowrap;
  }
  .capture-done p {
    font-family: var(--font-serif);
    font-size: 15px;
    line-height: 1.6;
    color: var(--dw-navy-900);
    margin: 0;
  }
  @media (max-width: 720px) {
    .capture { padding: 26px 24px 24px; }
    .capture-btn { flex: 1 1 100%; }
  }

  /* ---- Prev / next issue ---- */
  .pager {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
    margin: 56px 64px 48px;
  }
  .pager-cell {
    display: block;
    text-decoration: none;
    color: inherit;
    padding: 20px 24px;
    border: 1px solid var(--dw-blue-200);
    border-radius: 14px;
    transition: border-color var(--dur-med) var(--ease-standard),
                transform var(--dur-med) var(--ease-standard),
                box-shadow var(--dur-med) var(--ease-standard);
  }
  .pager-cell:hover {
    border-color: var(--dw-blue-600);
    transform: translateY(-2px);
    box-shadow: 0 12px 24px -14px rgba(24,37,68,.18);
  }
  .pager-cell:focus-visible { outline: 2px solid var(--dw-blue-600); outline-offset: 2px; }
  .pager-dir {
    font-family: var(--font-display);
    font-size: 10px;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: var(--dw-blue-600);
    margin: 0 0 8px;
  }
  .pager-title {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 17px;
    line-height: 1.3;
    color: var(--dw-navy-900);
    margin: 0;
  }
  .pager-cell.next { text-align: right; }
  .pager-cell.is-empty {
    border-style: dashed;
    pointer-events: none;
  }
  .pager-cell.is-empty .pager-dir { color: var(--dw-blue-300); }
  .pager-cell.is-empty .pager-title { color: var(--dw-ink-700); }
  @media (max-width: 720px) {
    .pager { grid-template-columns: 1fr; margin-left: 28px; margin-right: 28px; }
    .pager-cell.next { text-align: left; }
  }

  /* ---- Shared link defaults ---- */
  a { color: var(--dw-blue-600); }
  a:hover { color: var(--dw-navy-900); }

  @media (max-width: 760px) {
    .util { padding: 14px 28px; height: auto; display: flex; flex-wrap: wrap; gap: 14px; }
    .util-mark .util-brand { height: 34px; }
    .quarters { gap: 22px; }
    .qtab, .ydrop-btn { font-size: 14px; }
    .home-block { padding-left: 28px; padding-right: 28px; }
  }

  /* ---- Year dropdown in the tab strip ---- */
  .ydrop { position: relative; display: flex; align-items: stretch; }
  .ydrop-btn {
    font-family: var(--font-display);
    font-size: 17px;
    font-weight: 500;
    letter-spacing: .005em;
    color: #5A6685;
    background: none;
    border: none;
    cursor: pointer;
    padding: 0;
    display: inline-flex;
    align-items: center;
    gap: 7px;
    white-space: nowrap;
    transition: color var(--dur-fast) var(--ease-standard);
  }
  .ydrop-btn:hover { color: var(--dw-navy-900); }
  .ydrop-btn:focus-visible { outline: 2px solid var(--dw-blue-600); outline-offset: 4px; border-radius: 3px; }
  .ydrop-btn[aria-expanded="true"] { color: var(--dw-blue-600); font-weight: 600; }
  .ydrop-chev {
    width: 14px;
    height: 14px;
    display: block;
    flex: 0 0 auto;
    transition: transform var(--dur-fast) var(--ease-standard);
  }
  .ydrop-btn[aria-expanded="true"] .ydrop-chev { transform: rotate(180deg); }
  .ydrop-menu {
    position: absolute;
    top: calc(100% + 18px);
    right: 0;
    z-index: 60;
    min-width: 200px;
    background: var(--dw-white);
    border: 1px solid var(--dw-blue-200);
    border-top: 3px solid var(--dw-yellow);
    border-radius: 10px;
    padding: 6px;
    box-shadow: 0 9px 22.9px rgba(0,0,0,.25);
  }
  .ydrop-menu a {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    gap: 14px;
    padding: 11px 12px;
    text-decoration: none;
    border-radius: 3px;
    font-family: var(--font-display);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .1em;
    text-transform: uppercase;
    color: var(--dw-navy-900);
    transition: background var(--dur-fast) var(--ease-standard);
  }
  .ydrop-menu a + a { margin-top: 2px; }
  .ydrop-menu a:hover { background: var(--dw-blue-050); color: var(--dw-navy-900); }
  .ydrop-menu a:focus-visible { outline: 2px solid var(--dw-blue-600); outline-offset: -2px; }
  .ydrop-menu a .yd-date {
    font-family: var(--font-sans);
    font-size: 11px;
    font-weight: 500;
    letter-spacing: .04em;
    text-transform: none;
    color: var(--color-fg-muted);
    white-space: nowrap;
  }

  /* ---- Legal fine print, folded into the footer ---- */
  .foot-legal {
    margin: 14px 0 0;
    max-width: 760px;
    font-family: var(--font-sans);
    font-size: 11.5px;
    line-height: 1.65;
    color: rgba(255,255,255,.56);
  }
  .foot-copy {
    margin: 18px 0 0;
    padding-top: 16px;
    border-top: 1px solid rgba(255,255,255,.10);
    font-family: var(--font-display);
    font-size: 10px;
    font-weight: 600;
    letter-spacing: .16em;
    text-transform: uppercase;
    color: rgba(255,255,255,.58);
  }

  /* =========================================================
     WEB LAYOUT (.page-web)
     The home/archive page is a website, not a document: full-bleed
     bands, content constrained to the DS 1150px column with 90px
     gutters. The issue template keeps the 880px print measure.
     ========================================================= */
  .page.page-web {
    max-width: none;
    background: transparent;
    box-shadow: none;
  }
  /* 1330 = 1150 content + 2 x 90 gutter */
  .page-web .masthead,
  .page-web .home-block { padding-left: 90px; padding-right: 90px; }
  .page-web footer.foot { padding: 0; }

  .page-web .masthead { background: var(--dw-white); }
  .page-web .masthead-inner,
  .page-web .foot-row,
  .page-web .foot-fine,
  .page-web .foot-legal,
  .page-web .foot-copy { max-width: 1150px; margin-left: auto; margin-right: auto; }
  .page-web .foot-fine,
  .page-web .foot-legal { max-width: 1150px; }
  .page-web .foot-legal { font-size: 12px; }

  .page-web .home-block > * { max-width: 1150px; margin-left: auto; margin-right: auto; }
  .page-web .home-block { padding-top: 56px; padding-bottom: 8px; }
  .page-web .home-block:last-of-type { padding-bottom: 72px; }

  /* Nameplate can breathe at web width */
  .page-web .masthead-title { font-size: clamp(30px, 3.6vw, 58px); }
  .page-web .masthead-sub { font-size: 19px; max-width: none; }

  /* Wider rhythm for the latest card + archive */
  .page-web .latest { padding: 44px 48px 40px; }
  .page-web .latest-sections { gap: 0 64px; }
  .page-web .arow { grid-template-columns: 220px 1fr auto; gap: 40px; }
  .page-web .arow-soon { grid-template-columns: 220px 1fr; gap: 40px; }
  .page-web .capture { padding: 40px 48px 38px; }

  @media (max-width: 1100px) {
    .page-web .masthead,
    .page-web .home-block,
    .page-web .util { padding-left: 48px; padding-right: 48px; }
  }
  @media (max-width: 760px) {
    .page-web .masthead,
    .page-web .home-block { padding-left: 28px; padding-right: 28px; }
    .page-web .arow { grid-template-columns: 1fr; gap: 10px; }
    .page-web .arow-soon { grid-template-columns: 1fr; gap: 10px; }
    .page-web .masthead-sub { font-size: 16px; }
  }

  /* =========================================================
     DOCUMENT LAYOUT (.page-doc) — the issue keeps the 880px measure
     ========================================================= */
  /* Site-sized issue page: full-bleed bands, content held to a 1150px
     column via padding so every child stays left-aligned to that column.
     Prose keeps a readable measure inside it. */
  /* Full-bleed white sheet: the issue is a reading document, and its
     cards (.pf-col, .callout) are cream — they need white beneath them. */
  .page.page-doc {
    max-width: none;
    background: var(--dw-white);
    box-shadow: none;
  }
  .page-doc .util { padding: 0 89px; height: 89px; }
  .page-doc .util-mark .util-brand { height: 42px; }
  .page-doc .progress { top: 89px; }
  .page-doc .progress { border-bottom: none; }
  .page-doc article.article[id] { scroll-margin-top: 108px; }

  .page-doc .masthead,
  .page-doc .contents,
  .page-doc .article,
  .page-doc .pager,
  .page-doc .progress-row {
    padding-left: max(90px, calc((100% - 1150px) / 2));
    padding-right: max(90px, calc((100% - 1150px) / 2));
  }
  .page-doc footer.foot { padding: 0; }
  .page-doc .masthead { background: var(--dw-white); padding-top: 64px; padding-bottom: 72px; }
  .page-doc .contents { padding-top: 56px; }
  .page-doc .article { padding-top: 24px; padding-bottom: 16px; }
  .page-doc .pager { margin: 64px 0; }
  .page-doc .divider { margin-left: max(90px, calc((100% - 1150px) / 2)); margin-right: max(90px, calc((100% - 1150px) / 2)); }

  /* Readable measure for running prose; grids still use the full column */
  .page-doc .article > p,
  .page-doc .article > h3,
  .page-doc .article > h4,
  .page-doc .article > ul,
  .page-doc .article > ol { max-width: none; }
  .page-doc .article-deck { max-width: none; }
  .page-doc .article-title { max-width: 24ch; }
  .page-doc .foot-fine, .page-doc .foot-legal { max-width: 86ch; }

  @media (max-width: 1100px) {
    .page-doc .util,
    .page-doc .masthead,
    .page-doc .contents,
    .page-doc .article,
    .page-doc .pager,
    .page-doc .progress-row { padding-left: 48px; padding-right: 48px; }
    .page-doc .divider { margin-left: 48px; margin-right: 48px; }
  }
  @media (max-width: 760px) {
    .page-doc .masthead,
    .page-doc .contents,
    .page-doc .article,
    .page-doc .pager,
    .page-doc .progress-row { padding-left: 28px; padding-right: 28px; }
    .page-doc .divider { margin-left: 28px; margin-right: 28px; }
  }
  @media print {
    .page-doc .masthead,
    .page-doc .contents,
    .page-doc .article { padding-left: 0 !important; padding-right: 0 !important; }
    .page-doc .divider { margin-left: 0 !important; margin-right: 0 !important; }
    .page-doc .article > p,
    .page-doc .article > h3,
    .page-doc .article > ul { max-width: none !important; }
  }
  .page-doc .util-mark .util-brand { height: 36px; }
  .page-doc .masthead-title {
    white-space: normal;
    text-wrap: balance;
    font-size: clamp(28px, 3.7vw, 48px);
  }
  .page-doc .masthead-sub { max-width: none; }
  @media (min-width: 1101px) {
    .page-doc .masthead-inner > .masthead-sub:first-of-type { white-space: nowrap; }
  }
  .page-doc .issue-back {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    margin: 0 0 26px;
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: var(--dw-blue-600);
    text-decoration: none;
  }
  .page-doc .issue-back:hover { color: var(--dw-navy-900); }
  @media print {
    .util, .progress, .pager, .issue-back { display: none !important; }
  }

  /* Cream band behind the latest issue, ending flush with the card's
     bottom edge. Everything else on the home page is white. */
  .page.page-web { background: var(--dw-white); }
  .page-web .home-block-latest {
    background: var(--dw-blue-050);
    padding-bottom: 56px;
  }
  .page-web .home-block-latest .latest { padding: 30px 34px 28px; }

  /* Nameplate row: title with the publication date set beside it */
  /* Rules above and below the nameplate: hairline over, solid under */
  .masthead-head {
    position: relative;
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 12px 32px;
    margin: 0 0 34px;
    padding: 22px 0 24px;
    border-top: 1px solid #DDE1EA;
    border-bottom: 1px solid #DDE1EA;
  }
  .masthead-head .masthead-title {
    margin: 0;
    padding: 0;
    border-bottom: none;
    flex: 1 1 auto;
    min-width: 0;
  }
  .masthead-head .masthead-title::after { display: none; }
  .masthead-pubdate {
    margin: 0;
    font-family: var(--font-display);
    font-size: 15px;
    font-weight: 700;
    letter-spacing: .12em;
    text-transform: uppercase;
    color: var(--color-fg-muted);
    white-space: nowrap;
    flex: 0 0 auto;
    margin-right: 24px;
  }
  .masthead-pubdate .pub-date { color: var(--dw-blue-600); }

  /* Scenario columns: no fill, structure comes from the top rule */
  .page-doc .pf-col,
  .page-doc .pf-col + .pf-col { background: transparent; }

  /* Home nameplate rule: lighter than navy — pale blue hairline over a
     Starship bar, so it reads as brand accent instead of a heavy rule. */
  .page-web .masthead-title { border-bottom-color: var(--dw-blue-200); }
  .page-web .masthead-title::after { background: var(--dw-yellow); }

  /* =========================================================
     SITE FOOTER — white two-column upper band + navy link bar
     Matches the docwealth.io footer.
     ========================================================= */
  footer.foot {
    background: var(--dw-white);
    color: var(--dw-ink-700);
    padding: 0;
    font-size: 15px;
  }
  .foot-top {
    display: grid;
    grid-template-columns: 1.15fr 1fr;
    gap: 64px;
    align-items: start;
    padding: 72px max(90px, calc((100% - 1150px) / 2)) 76px;
  }
  .foot-cta-title {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: clamp(26px, 2.6vw, 36px);
    line-height: 1.18;
    letter-spacing: -.015em;
    color: var(--dw-navy-900);
    margin: 0 0 16px;
    max-width: 22ch;
  }
  .foot-cta-sub {
    font-family: var(--font-sans);
    font-size: 16px;
    line-height: 1.65;
    color: var(--dw-ink-700);
    margin: 0 0 28px;
    max-width: 52ch;
  }
  .foot-form {
    display: grid;
    gap: 0;
    max-width: 500px;
    border: 1px solid var(--dw-blue-200);
    border-radius: 4px;
    overflow: hidden;
    background: var(--dw-white);
  }
  .foot-input {
    font-family: var(--font-serif);
    font-size: 16px;
    color: var(--dw-navy-900);
    background: var(--dw-white);
    border: none;
    border-bottom: 1px solid var(--dw-blue-200);
    padding: 18px 20px;
  }
  .foot-input::placeholder { color: var(--color-fg-muted); }
  .foot-input:focus {
    outline: none;
    background: var(--dw-blue-050);
  }
  .foot-btn {
    font-family: var(--font-serif);
    font-size: 16px;
    font-weight: 400;
    color: var(--dw-navy-900);
    background: var(--dw-blue-200);
    border: none;
    padding: 18px 20px;
    cursor: pointer;
    transition: background var(--dur-fast) var(--ease-standard);
  }
  .foot-btn:hover { background: #C2D2FA; }
  .foot-btn:active { background: #B4C6F5; }
  .foot-btn:focus-visible { outline: 2px solid var(--dw-blue-600); outline-offset: -2px; }
  .foot-note {
    font-family: var(--font-sans);
    font-size: 13px;
    line-height: 1.6;
    color: var(--dw-ink-700);
    margin: 12px 0 0;
    min-height: 1.2em;
  }
  .foot-note.is-error { color: #A3331F; }

  .foot-touch {
    border-left: 1px solid var(--dw-blue-200);
    padding-left: 64px;
  }
  .foot-touch-title {
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: clamp(24px, 2.4vw, 34px);
    line-height: 1.18;
    letter-spacing: -.015em;
    color: var(--dw-navy-900);
    margin: 0 0 24px;
  }
  .foot-contact {
    list-style: none;
    margin: 0 0 28px;
    padding: 0;
    display: grid;
    gap: 20px;
  }
  .foot-contact li {
    display: grid;
    grid-template-columns: 24px 1fr;
    gap: 14px;
    align-items: start;
  }
  .foot-contact svg {
    width: 20px;
    height: 20px;
    margin-top: 3px;
    color: var(--dw-blue-600);
  }
  .fc-lbl {
    display: block;
    font-family: var(--font-sans);
    font-weight: 700;
    font-size: 15px;
    color: var(--dw-navy-900);
    line-height: 1.4;
  }
  .foot-contact a,
  .fc-val {
    font-family: var(--font-sans);
    font-size: 15px;
    line-height: 1.5;
    color: var(--dw-ink-700);
    text-decoration: none;
  }
  .foot-contact a:hover { color: var(--dw-blue-600); text-decoration: underline; }
  .foot-social { display: flex; gap: 14px; }
  .foot-social a {
    width: 34px;
    height: 34px;
    display: grid;
    place-items: center;
    border-radius: 6px;
    color: var(--dw-blue-600);
    transition: color var(--dur-fast) var(--ease-standard),
                background var(--dur-fast) var(--ease-standard);
  }
  .foot-social a:hover { color: var(--dw-navy-900); background: var(--dw-blue-050); }
  .foot-social a:focus-visible { outline: 2px solid var(--dw-blue-600); outline-offset: 2px; }
  .foot-social svg { width: 24px; height: 24px; }

  .foot-bar {
    background: var(--dw-navy-900);
    padding: 22px max(90px, calc((100% - 1150px) / 2));
  }
  .foot-bar-row {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 18px 40px;
  }
  .foot-bar-nav { display: flex; flex-wrap: wrap; gap: 32px; }
  .foot-bar-nav a {
    font-family: var(--font-display);
    font-size: 15px;
    font-weight: 700;
    color: var(--dw-white);
    text-decoration: none;
  }
  .foot-bar-nav a:hover { color: var(--dw-yellow); }
  .foot-bar-nav a.is-current { text-decoration: underline; text-underline-offset: 5px; }
  .foot-bar-legal {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 10px;
    font-family: var(--font-sans);
    font-size: 15px;
    color: rgba(255,255,255,.85);
  }
  .foot-bar-legal a { color: rgba(255,255,255,.9); text-decoration: none; }
  .foot-bar-legal a:hover { color: var(--dw-yellow); }
  .foot-bar-legal span { color: rgba(255,255,255,.45); }
  .foot-bar-fine {
    margin: 20px 0 0;
    padding-top: 18px;
    border-top: 1px solid rgba(255,255,255,.14);
    font-family: var(--font-sans);
    font-size: 12px;
    line-height: 1.65;
    color: rgba(255,255,255,.56);
    max-width: none;
  }
  .foot-bar-copy {
    margin: 12px 0 0;
    font-family: var(--font-display);
    font-size: 10px;
    font-weight: 600;
    letter-spacing: .16em;
    text-transform: uppercase;
    color: rgba(255,255,255,.58);
  }
  @media (max-width: 980px) {
    .foot-top { grid-template-columns: 1fr; gap: 44px; padding-top: 52px; padding-bottom: 52px; }
    .foot-touch { border-left: none; padding-left: 0; border-top: 1px solid var(--dw-blue-200); padding-top: 40px; }
  }
  @media (max-width: 760px) {
    .foot-top, .foot-bar { padding-left: 28px; padding-right: 28px; }
  }
  @media print {
    .foot-top, .foot-bar-nav, .foot-bar-legal, .foot-social { display: none !important; }
    .foot-bar { background: none !important; padding: 0 !important; }
    .foot-bar-fine, .foot-bar-copy { color: #444 !important; }
  }

  /* CTA parked in the card's top-right corner, on the meta row */
  .latest-meta .latest-open {
    margin-left: auto;
    align-self: center;
  }
  .latest-sections { margin-bottom: 0 !important; }
  @media (max-width: 720px) {
    .latest-meta .latest-open { margin-left: 0; }
  }

  /* Hairline divider with a centered Starship dot */
  .rule-dot {
    position: relative;
    height: 1px;
    margin-left: max(90px, calc((100% - 1150px) / 2));
    margin-right: max(90px, calc((100% - 1150px) / 2));
    background: linear-gradient(90deg,
      rgba(221,225,234,0) 0%,
      #DDE1EA 14%,
      #DDE1EA 86%,
      rgba(221,225,234,0) 100%);
  }
  .rule-dot::after {
    content: "";
    position: absolute;
    top: 50%;
    left: 50%;
    width: 8px;
    height: 8px;
    border-radius: 999px;
    background: var(--dw-yellow);
    transform: translate(-50%, -50%);
  }
  .page-doc .masthead { padding-bottom: 44px; }
  @media (max-width: 1100px) {
    .rule-dot { margin-left: 48px; margin-right: 48px; }
  }
  @media (max-width: 760px) {
    .rule-dot { margin-left: 28px; margin-right: 28px; }
  }
  @media print { .rule-dot { display: none; } }

  .foot-bar-year {
    font-family: var(--font-display);
    font-size: 10px;
    font-weight: 700;
    letter-spacing: .2em;
    text-transform: uppercase;
    color: rgba(255,255,255,.45);
    align-self: center;
  }
  .foot-bar-nav { align-items: center; gap: 26px; }

  /* Footer upper band now holds only Get In Touch */
  .foot-top { grid-template-columns: 1fr; }
  .foot-touch { border-left: none; padding-left: 0; }
  .foot-bar-row { justify-content: center; }
  .foot-bar-nav { justify-content: center; }

  /* Footer is the navy bar itself, edge to edge and last on the page */
  footer.foot { padding: 0; background: var(--dw-navy-900); }

  /* Q2 is not published in this project yet */
  .ydrop-menu .yd-soon {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    gap: 14px;
    padding: 11px 12px;
    font-family: var(--font-display);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .1em;
    text-transform: uppercase;
    color: var(--color-fg-muted);
  }
  .foot-bar-soon {
    font-family: var(--font-display);
    font-size: 15px;
    font-weight: 700;
    color: rgba(255,255,255,.5);
  }

  .arow.is-soon { cursor: default; }
  .arow.is-soon:hover { background: none; }
  .arow.is-soon:hover .arow-title { color: var(--dw-navy-900); }
  .arow-go.is-muted {
    background: transparent;
    color: var(--color-fg-muted);
    border: 1px dashed var(--dw-blue-200);
    padding: 11px 22px;
  }
  .arow.is-soon:hover .arow-go.is-muted { background: transparent; }

  .foot-bar-fine { text-align: center; margin-left: auto; margin-right: auto; }
  .foot-bar-copy { text-align: center; }

  /* Footer brand mark, knocked out on the navy bar */
  /* Logo pinned to the left of the nav row, so the bar has no dead band */
  .foot-bar { position: relative; }
  .foot-bar-mark {
    position: absolute;
    right: 90px;
    top: 16px;
    margin: 0;
    display: flex;
  }
  @media (max-width: 900px) {
    .foot-bar-mark { position: static; margin-bottom: 18px; }
  }
  .foot-bar-mark img {
    height: 34px;
    width: auto;
    display: block;
    filter: brightness(0) invert(1);
  }
  /* Highlighted aside inside a policy item */
  .law-note {
    border-left: 3px solid var(--dw-blue-600);
    padding-left: 16px;
    margin: 14px 0;
    color: var(--dw-navy-900);
  }
  .guides-q3 .guide:not(a) { cursor: default; }

  .foot-steth { width: 58px; height: 78px; display: block; }
  @media (max-width: 900px) { .foot-steth { width: 44px; height: 60px; } }

  /* Keep the latest-issue deck on one line where there is room */
  .page-web .latest-deck { max-width: none; }
  @media (min-width: 1101px) {
    .page-web .latest-deck { white-space: nowrap; }
  }

  /* Pager titles hold one line; size steps down instead of wrapping */
  .pager-title {
    font-size: clamp(12px, 1.15vw, 15px);
    white-space: nowrap;
  }
  /* If it cannot fit on one line, wrap instead of hiding words */
  @media (max-width: 1240px) {
    .pager-title { white-space: normal; }
  }
  @media (max-width: 900px) {
    .pager-title { white-space: normal; font-size: 15px; }
  }

  /* Belt and braces: cap the marks before the rest of the sheet parses */
  img.util-brand { max-height: 42px; width: auto; }
  .foot-bar-mark img { max-height: 34px; width: auto; }

  /* =========================================================
     CROSS-PAGE TRANSITIONS
     Native view transitions: the outgoing page cross-fades into the
     incoming one instead of blanking between navigations.
     ========================================================= */

  /* Cross-browser page transition: every page fades in on arrival and
     fades out before navigating, so no browser shows a blank flash. */
  .page.is-entering {
    opacity: 0;
  }
  .page {
    opacity: 1;
    transition: opacity 260ms cubic-bezier(.2, 0, 0, 1);
  }
  .page.is-leaving {
    animation: none;
    opacity: 0;
    transition: opacity 170ms cubic-bezier(.4, 0, 1, 1);
  }
  @media (prefers-reduced-motion: reduce) {
    .page, .page.is-entering, .page.is-leaving {
      transition: none;
      opacity: 1;
    }
  }

  @media print {
    /* Never let the arrival fade leak into a printed page or PDF */
    .page, .page.is-entering, .page.is-leaving {
      animation: none !important;
      transition: none !important;
      opacity: 1 !important;
    }
  }

  .page-web .home-block-latest .home-label { margin-left: 24px; }

/* =========================================================
   PHONE FIXES
   ========================================================= */

/* --- Applies at all widths: gold on white is 1.55:1 --- */
.toc-num,
.reason-num { color: var(--dw-yellow-deep); }

.pager-cell.is-empty .pager-dir { color: #5A73B8; }

/* --- Table of contents is a multi-column list, not a grid.
       The existing rule sets grid-template-columns, which does
       nothing to a column-count element. --- */
@media (max-width: 760px) {
  .contents-list { column-count: 1; column-gap: 0; }
}

@media (max-width: 560px) {

  /* 1. THE HORIZONTAL SCROLL.
        .ls-fig is white-space: nowrap, so "Placed in service by
        year-end" cannot break and drags the document to 416px
        inside a 390px viewport. Stack label over figure. */
  .law-stats > div { display: block; padding: 12px 0; }
  .law-stats .ls-fig,
  .law-stats .ls-fig.ls-fig-sm {
    white-space: normal;
    text-align: left;
    font-size: 20px;
    line-height: 1.15;
    margin-top: 4px;
  }

  /* 2. Guide cards: cover above the copy, not beside it */
  .guide { flex-direction: column; gap: 14px; padding: 18px; }
  .guide-cover { flex: 0 0 auto; width: 96px; height: 128px; }

  /* 3. Section 04 numerals were taking a full line each */
  .law-item, .law-item.flip { padding: 30px 0; }
  .law-item::before { font-size: 40px; padding-top: 0; }

  /* 4. Header bar is locked to 89px, so the wrapped second row
        (the CLIENT NEWSLETTER badge) spills out of its background */
  .page-doc .util { height: auto; min-height: 60px; padding: 10px 20px; }
  .util-meta { display: none; }
  /* Bar grows to ~91px under 430px, where the logo and nav wrap
     onto two rows, so anchor links need at least that much clearance. */
  .page-doc article.article[id] { scroll-margin-top: 96px; }

  /* 5. FROM / FOR pair. The right alignment is an inline style
        on the markup, so this needs !important or delete it there. */
  .masthead-foot { display: block; }
  .masthead-foot .mast-stat { text-align: left !important; }
  .masthead-foot .mast-stat + .mast-stat { margin-top: 20px; }
}

  /* Softer corners on the deadline ticket */
  .callout { border-radius: 14px; }

/* ---- Landing page (.page-web) mobile parity ----
   The 560px fix block above scopes its header rules to .page-doc,
   so the landing page kept the taller two-row bar. Match the issue
   pages vertically, but keep 28px side padding so the header aligns
   with the content below it. */
@media (max-width: 560px) {
  .page-web .util { height: auto; min-height: 60px; padding: 10px 28px; }
  .page-web .home-block,
  .page-web .masthead { scroll-margin-top: 100px; }
}

/* Read Issue button: .arow collapses to a one-column grid at 720px,
   and grid items stretch by default, so the pill went full width.
   Pin it to the start so it keeps its natural size like on desktop. */
@media (max-width: 720px) {
  .arow-go {
    justify-self: start;
    /* Overrides the leftover `padding-top: 2px` hack above, which left
       the label sitting high inside the pill. Symmetric again. */
    padding: 12px 24px;
    justify-content: center;
    text-align: center;
  }
}